Terms and Conditions

1. Agreement to Terms

By accessing or using the SHRED90 program and its associated services, you agree to comply with and be bound by these Terms and Conditions ("Terms"). If you do not agree with these Terms, please do not use the SHRED90 program.

By purchasing SHRED90, you agree to a minimum commitment of 12 weeks. No refunds will be provided during or after this period, except as required by law.

Josef Rakich reserves the right to modify, suspend, or discontinue the SHRED90 program, or any part of it, at any time without prior notice. Any significant changes will be communicated to participants.

- You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

- You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

- You agree to use SHRED90 for lawful purposes only and in a manner consistent with all applicable laws and regulations.

- All fees for SHRED90 are due in advance and are non-refundable, except as required by law.

- Payment must be made via the payment methods provided at the time of purchase. You agree to pay all applicable fees related to your participation in SHRED90.

- Failure to make payments may result in suspension or termination of your access to the SHRED90 program.

- All content, materials, and information provided as part of SHRED90, including but not limited to text, graphics, logos, images, and software, are the property of Josef Rakich and are protected by copyright, trademark, and other intellectual property laws.

- You may not copy, reproduce, distribute, modify, or create derivative works from any content provided as part of SHRED90 without the express written consent of Josef Rakich.

To the maximum extent permitted by applicable law, Josef Rakich shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your participation in SHRED90, including but not limited to bodily injury, emotional distress, or other damages.

By participating in SHRED90, you voluntarily assume all risks associated with the program, including the risk of injury. You acknowledge that you have been informed of these risks and agree to proceed with full knowledge of them.

- Josef Rakich is not a medical doctor or nutritionist, and the information provided in SHRED90 is not intended as a substitute for professional medical advice, diagnosis, or treatment.

- You should consult your physician or another qualified healthcare provider before starting any new exercise or diet program.

- Testimonials, case studies, and examples provided in SHRED90 are exceptional results and are not intended to guarantee, promise, represent, and/or assure that anyone will achieve the same or similar results.

- Your individual results may vary depending on various factors, including exercise history, genetics, diet, personal motivation, and other factors.

These Terms and your participation in SHRED90 shall be governed by and construed in accordance with the laws of the United Arab Emirates, without regard to its conflict of law principles.

To cancel your subscription, send an email to support@josefrakichfitness.com and request to cancel your subscription. Additionally, all purchases require a minimum commitment of twelve weeks, meaning that if you request your subscription to be canceled, it will be scheduled to be canceled at the end of the minimum twelve-week period. When you sign up for the program, the program’s cost is spread out over the initial 12-week period; after the initial 12-week period, you move to an open contract, which you can cancel at any time.

Your use of SHRED90 is also governed by our Privacy Policy, which can be found here.

You will be automatically charged USD every week, month, quarter, or year, depending on your billing frequency. Providing you continue to update your monthly statistics, you will continue to receive monthly updated meal plans and workout programs for the duration of your subscription. Please also note that SHRED90's online personal training program is like a gym membership: you are paying for the option to utilize a service. Whether you access or use the service is up to you, the individual. Not accessing the service is not grounds for a refund or early cancellation of the program.

These Terms, along with the Legal Disclaimer and Privacy Policy, constitute the entire agreement between you and Josef Rakich concerning your participation in SHRED90 and supersede all prior agreements and understandings.